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It is very important to have Health Insurance.
Please note: paying the University Services Fee does not mean you have Health Insurance.
Health Insurance Options include:
Your Parents’ Insurance Plan: Some students are covered under their parents' insurance plan as long as they are full-time students under the age of 23. You should encourage your parents to keep you on their plan, even if they ask you to contribute to the expense.
In addition, if you are from out-of-the-area, you should check with your insurance company to see if they would cover medical expenses incurred in the Philadelphia area.
You should ask for a copy of your insurance card so that you can show it when you go for care.
University-Sponsored Health Insurance Plans: Temple offers University-sponsored health insurance plans. Please visit the Human Resources website or call 215-926-2270 for more information.
If you choose an HMO plan, you can still see Student Health Services (SHS) for routine care. However, you will also need to choose a non-SHS primary care provider (PCP). This provider will need to approve any specialist, lab work, or x-ray referrals in order for your insurance to pay the associated costs.
Low Cost Insurance Plans: If you cannot afford the student insurance offered by Temple University, there are other programs providing low cost insurance coverage to uninsured or unemployed people.
Some community resources can help you understand what you may be eligible for, including:
Philadelphia Citizens for Children and Youth (215) 563-5848
Philadelphia Unemployment Project (215) 557-0822
Pennsylvania Department of Public Welfare: Office of Medical Assistance Programs (for PA residents) (717) 787-1870
Philadelphia Department of Public Health