It may seem basic, but the first step in obtaining any student financial aid is to apply. Many students never do, in the belief that they will not be eligible for funds. That mistaken belief becomes a self-fulfilling prophecy: if you don't apply, you won't receive any assistance. We encourage all students to apply for financial aid. Here's what you need to do.

• Steps 1, 2, 3

• Tips for Transfer Students

• Key Dates

• Helpful Hints

• Temple University Federal FAFSA Codes

• International Students
  

• Forms

Step 1

Complete admissions and financial aid forms ON TIME. All students seeking financial aid at Temple University apply for aid by completing the Free Application for Federal Student Aid (FAFSA) after January 1. If you meet Temple's filing deadline of March 1, by having a complete FAFSA application on file (family contribution calculated), you will be considered for: Federal Pell Grant, Pennsylvania State Grant (if you're a resident of the Commonwealth), Temple University Grant, Federal Supplemental Educational Opportunity Grant, Federal Perkins Loan, and Federal Work-Study. If additional information is requested to complete your application, it must be submitted in a timely manner as funds are limited.  The FAFSA can be obtained at your high school guidance office, your current college or by calling the Student Financial Service Office at (215) 204-2244 or visit FAFSA's website www.fafsa.ed.gov .  Student's and parent's of dependent student financial aid applicants must have a federal PIN number to use as an electronic signature to file the FAFSA online.  Visit the Department of Education PIN website for more information and to sign up for a PIN number.

The U.S. Department of Education Federal Student Aid Office has a variety of information resources available for blind and visually impaired students. The Student Audio Guide allows students to listen online to a 60 minute overview of the Department's federal student aid programs including eligibility criteria, application procedures and information on Federal educational loan options. Assistance with other ways to access information on the Department's publications can be obtained by calling the Federal Student Aid Information Center at 800.433.3243.

Free Help Completing the FAFSA

www.studentaid.ed.gov/completefafsa

Non-Pennsylvania resident students should check with their state higher education agency for information on deadlines and any state scholarships and grants they may be eligible for.  The U.S. Department of Education provides a full list of higher education agencies by state at the Education Resource Organizations Directory.

Tips for Transfer Students

If you plan to transfer to Temple University, please follow these steps to in order to receive a financial aid award in an efficient and timely manner:

If you have already completed a Free Application for Federal Student Aid (FAFSA) for your current institution, release your FAFSA to Temple University.  Do this as soon as you apply for transfer admission to the University.

• To update FAFSA On The Web:
•   Go to the section of the “FAFSA Follow Up” section on the www.fafsa.ed.gov home page.
•   Select “Add or Delete a School Code”
•  Enter the correct Temple University federal school code available on the FAFSA website.
• To update a paper FAFSA:
•  Enter the correct Temple University federal school code in the school section of your Student Aid Report (SAR) and mail the SAR back to the federal processor to the address on the form.
• If you have questions or need help call the Federal Student Aid information Center at 1.800.433.3243.

• As soon as you are accepted for admission to Temple University, please notify the financial aid office of your current institution so they can cancel any financial aid offered to you for the semester for which you will be enrolling in Temple University.  If applicable, please make sure and ask them to cancel any Stafford loans they have certified for you.

• Recipients of Pennsylvania State Grant should contact the state grant agency (PHEAA) to get their grant transferred to Temple University.  PHEAA requires written notification from the student to make this change.  The State Grant Program Enrollment Information form can be found on the PHEAA website. (www.pheaa.org)

• The types of financial aid available to transfer students are determined by individual eligibility and availability of funds.  Student Financial Services awards financial aid based on financial need which is determined by subtracting the expected family contribution (EFC) from the cost of education. (The EFC is calculated by the federal processor when the FAFSA is filed). Temple University’s priority deadline for filing the FAFSA is March 1st.  After March 1st, financial aid awards will continue to be made, but all funding sources may not be available

Step 2

Upon your admission to the University, Temple will determine your eligibility for financial aid. If your cost of attendance exceeds your expected family contribution, Temple will offer you a financial aid package consisting of grants, loans, and federal work-study assistance.

Cost of Attendance

The cost of attendance is an estimate of a student's educational expenses for a specific period of enrollment.

Your cost of attendance varies based on the number of credits you take, the courses you choose, and your living arrangements. In addition to tuition and fees, living expenses such as meals, rent, transportation, and books are built into each cost of attendance. Your total student aid can never exceed your cost of attendance.

Estimated Temple 2007-08 Undergraduate Costs

To assist you with the planning for a Temple University education, we have projected ESTIMATED costs for the 2007-08 academic year for undergraduate students who are enrolled full-time (12-17 credits each semester). Please use these cost estimates for planning purposes only. Final tuition and fees will be determined by the Board of Trustees in June, 2007.

ESTIMATED 2007-08 Undergraduate Costs
	PA Resident  Tuition & Fees ( 2006-07 rates)	Non-PA Resident Tuition & Fees ( 2006-07 rates)
Temple Main Campus	$10,180	$18,224

Additional Costs Per Academic Year:
Estimated average room & meal expenses:	$8,647
Estimated expenses for books & supplies:	$1,000
Estimated expenses for travel & personal supplies:	$1,750 - 3,900

 

Verification

Federal regulations require that the Office of Student Financial Services reviews all student financial aid applications (i.e., your Free Application for Federal Student Aid (FAFSA) information) to make sure it is accurate and consistent. The Office of Student Financial Services is required to resolve any conflicting information, inconsistencies or errors made on FAFSA applications to ensure the integrity of federal student financial aid programs. You may be selected for verification if: * Your Social Security number, veteran status, or citizenship status reported on the FAFSA does not match the federal government’s data

* You completed the FAFSA using estimated income information or income information is inconsistent (i.e., your reported adjusted gross income is less than taxes paid), you may be asked to supply copies of federal tax returns.

Temple University operates as a Quality Assurance School in association with the US Department of Education. As a result, you do not need to submit verification documents unless the University’s Office of Student Financial Services contacts you.

If verification documents are requested you will be required to submit allof them within 30 days. If all documents are not received by the deadline, all federal and university need based aid will be removed from the award.

Your financial package will be outlined in an award letter mailed to your home and online on Temple's OWLnet site (access OWLnet with Temple student PIN). If Temple's aid offer meets your entire financial need, great! If not...

Step 3

Seek outside help. You should begin looking for alternative sources of educational assistance from private sources, such as fraternal organizations, unions, clubs, and churches.

January 1:

Earliest date you can file the FAFSA for the school year beginning in September.

March 1:

Priority deadline* for freshman, transfer and continuing students' to complete the Free Application for Federal Student Aid (FAFSA).

May 1:

Deadline to apply for Pennsylvania State Grant funding.

* After March 1st students may still apply for funds from the Federal Family Education Loan Programs (Federal Stafford Loans, Federal Parent Loans for Undergraduate Students) and the Federal Pell Grant Program.

The financial aid process can be complicated, but there are some ways to make it easier on you and your parents. The secret is organization:

• Be thorough. Read the instructions carefully. Never leave required questions blank, as it will delay processing.
• Obtain the forms and file them as soon as possible.
• Keep a calendar, apply each year, know your deadlines.
• Keep copies of each document you sign, including tax forms.
• Speak the language. Keep a list of the programs for which you have applied and become familiar with their terms, conditions, and requirements.
• Read and respond. Read any information you receive about your application, awards, and disbursement procedures. If you are asked for additional information, respond promptly.
• Ask for help. If you have questions or concerns about the financial aid process, contact the Student Financial Services Office at (215) 204-2244.  You may make an appointment to meet with a Financial Counselor by calling (215) 204-3520.   You can request information by emailing us at sfs@temple.edu.

International Students

Financial aid for international students applying to undergraduate programs is very competitive at Temple University.  International students are not eligible to receive U.S. Federal or state-based financial aid and are expected to finance the entire cost of their education.  However, Temple does offer some academic scholarships that partially cover the cost of tuition to undergraduate applicants with outstanding academic records.  These scholarships are renewable for up to four years of study provided the student maintains certain academic qualifications.  Students need not apply for these awards, which are made as part of the admissions decision process.  International students who possess excellent academic records from high school, and above average TOEFL and SAT scores, will be considered for a scholarship of $2,500.00 or $5,000.00 per academic year.

If you are considering applying for admission to Temple University as a graduate student, you will need to communicate with the academic department to which you are applying.  All financial aid or scholarships at the graduate level are managed through the individual academic departments.

Temple University Office of International Services maintains information about a variety of sources of financial aid available to international students pursuing an education in the United States.  This information, in the form of directories, and other hard copy materials, are available for review in the Office of International Services, located in 203B Vivacqua Hall, 1700 North Broad Street.

The U.S. Department of State Education U.S.A. website has information on the student visa application process, planning for your education at a U.S. school, and sources of assistance for international students interested in studying at the undergraduate and graduate levels.

Other online sources for financial aid for international students can be found at such sites as, but not limited to, a section of the FinAid website specifically for international students and International Education Financial Aid.