Loss, Theft or Damage to University Owned Property
Temple University's Property Insurance responds to losses of all owned or leased buildings, contents and equipment as well as the property of others in the University's care, custody or control. Departments may be charged a deductible of $2,500 for property losses occurring within their department.
Insurance reimbursement for losses of Temple-owned property is made on a repair/replacement basis with property of like, kind and quality. The school strongly advises against storing equipment in a vehicle. There is no cash value if the property is not replaced. In order for the Risk Management & Insurance Department to consider a claim, the following must be received:
- Campus Safety/Police report or a detailed narrative of the event giving rise to the loss
- Proof of ownership (i.e., copy of the original purchase order for the property and paid invoice)
- Evidence of replacement of and/or repairs to property
- Photographic proof of loss is also helpful
Loss, Theft or Damage to Non-Owned Property
Temple University's Property Insurance does not respond to losses for non-owned property unless the University has assumed liability by way of a written contract or agreement. The Risk Management and Insurance Department must be notified prior to the initiation of a contract or agreement wherein the University will be assuming liability for the non-owned property. In order for a claim for non-owned property to be considered, the following must be received:
- Campus Safety/Police Report or detailed narrative of the event giving rise to the loss
- A copy of the agreement between the property owner and the University
All claims must be reported promptly to Koshy Kurien at 215-204-5217 or Koshy.firstname.lastname@example.org
Claims not reported within 30 days may be denied.
Loss, Theft or Damage to Personal Property
The University’s insurance does not cover student or staff personal property damaged, lost or stolen while on a business trip or while on campus. Students and staff are encouraged to contact their homeowner or auto insurance company as a possible source of reimbursement. The school strongly advises against storing equipment in a vehicle.
Students who reside on or off campus may want to consider purchasing personal property insurance for tenants. The Housing Office has information and brochures regarding insurance. Students may also contact
Please know that the University does not benefit in any way from the purchase of this insurance.
Property Damage Form