Following is a detailed description of the benefits package offered to our residencies and fellows. In addition to competitive salaries and liberal benefits, Temple University also provides 24-hour escort service, free meals while on call, lab coats, discounted textbooks at our campus bookstore, a full-sized gymnasium, fully-equipped fitness center, racquetball and basketball courts.
This synopsis is for informational purposes only. The actual benefit plan documents and university policies will be controlling.
| Tail Coverage |
Primary professional liability tail and a CAT Fund tail are secured at the statutory limit of liability. This policy will respond to all incidents that occur from the date you begin services at Temple University Hospital up until the date of your termination, but which are reported after your termination date. |
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| PNC Workplace Banking |
Optional. Benefits of the plan include the following: free checking account when you sign up for direct deposit, no fee to access your PNC checking account, free web banking and web payment online services. |
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| Dependent Care Account |
Pre-tax employee contributions for dependent care expenses up to $5,000 annually. |
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| Flexible Spending Account |
Pre-tax employee contributions for health care expenses up to $3,000 annually. |
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| Pre-Taxed Qualified Transportation Parking |
Pre-tax benefit up to $65.00/month for public transportation expenses. Parking facilities are available at no cost. For more information concerning parking on the Health Sciences Center, please click here. |
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| Supplemental Retirement Tax Deferred Annuity |
Eligible any time after the first of the month following start date. Choice between six companies. Full cost paid by employee on a pre-tax basis for retirement savings. |
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| Vacation |
1st Year: 2 weeks per fiscal year, subject to approval of department head
2nd Year+: 3 weeks per fiscal year, subject to approval of department head |
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| Sick Leave |
10 days per fiscal year |
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| Holidays |
8 holidays: New Year's Day, Memorial Day, Independence Day, Labor Day, Thanksgiving Day, Friday after Thanksgiving Day, day before Christmas, Christmas Day
3 personal days |
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| Tuition |
Eligible first semester after date of hire.
Full-time employees are eligible for tuition remission at Temple University for up to six (6) credit hours per semester or tuition reimbursement for up to six (6) credit hours per semester, up to $315/credit at any other accredited, post-secondary school or hospital-based program in nursing or radiology. (No tuition remission is given for courses taken in Temple's Schools of Law, Medicine, Dentistry or College of Podiatric Medicine.)
Also, your full-time, matriculating dependent children (birth or adoption) will receive up to $1,750 per semester for tuition at Temple University or any other accredited, post-secondary school or hospital-based program in nursing or radiology. After your third year, you will receive up to $3,500 per semester.
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| Medical Plans |
Personal Choice Blue Cross & Blue Shield
- $5 office co-pay for physicians/specialists within the Blue Cross network
- No referrals necessary
- Prescription benefits with AdvancePCS, 80%/20% co-pay with participating pharmacies
Keystone Health Plan East HMO Delaware, New Jersey and Pennsylvania
- $2 office co-pay for primary care physician
- Specialist coverage by referral
- Prescription benefit with AdvancePCS, $5 generic, $10 brand name prescriptions
Coverage begins on the first day of full-time employment with no cost to employee for single or family coverage.
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| Dental |
Coverage provided through United Concordia (UCCI) and begins on the first day of full-time employment. There is no cost for the single or family coverage. |
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| Vision |
Free vision exam, frame (from a select group of frames) and lenses every 2 years at Temple University Hospital Ophthalmology Department for employee, spouse, and other eligible dependents as of start date. |
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| Group Term Life Insurance |
Free to employee as of start date. Amount of coverage, $10,000.00. |
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| Voluntary Group Term Life Insurance |
Optional. Employee purchases amounts in 1 1/2, 2 or 3 times annual base salary. Maximum optional coverage is $290,000. Employee eligible as of start date. |
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| Survivor Income Plan |
Optional. Eligibility: must be enrolled in voluntary life insurance program. Employee pays premium. (Provides a percentage of salary to spouse and/or children.) |
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| Accidental Death & Dismemberment |
Optional. Employee and dependent coverage available on first day of month after enrollment. Employee pays premium. |
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| Voluntary Short-Term Disability |
Optional. Employee may purchase up to 60% replacement income in the event of an off-the-job injury or illness. Must enroll within 30 days of hire date to be eligible for guaranteed issue. Eligible as of enrollment date with UnumProvident representative. |
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| Long-Term Disability |
Coverage provided at no cost to employee. Provides for $2,000/month replacement income after a 90 day elimination period. Effective as of date of hire. |
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| AFLAC Supplemental Insurances |
Optional. Employee may purchase supplemental group insurance plans through AFLAC. Various plans are offered, including Cancer and Recovery Protection. Must enroll within 30 days of hire date to be eligible. |
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| Professional Liability Insurance |
Temple provides, at no cost, each resident with Professional Liability Insurance (malpractice) during his or her residency. Coverage is limited to the resident's professional responsibilities performed only at Temple and its approved affiliates and only while acting within the scope of the graduate training program. Eligible as of start date. |
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| Employee Assistance Program |
Eligible employees (20+ hrs/wk) and qualified dependents are entitled to access EAP services including up to eight (8) free confidential counseling services per plan year. |
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| Educational Allowance |
Clinical residents only. Educational allowance of up to $2,000 to be determined by the Temple University Hospital Graduate Medical Education Committee. |
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| Results Sharing Program |
Monetary rewards may be provided based on the attainment of financial performance and customer satisfaction goals. |
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| Paid Leaves |
Funeral leave and jury duty leave |
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| Unpaid Leaves |
Medical, military, personal, family medical leave (FMLA) |
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| Credit Union |
Optional. Philadelphia Federal Credit Union |
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| VISA Requirements |
H1-B, J-1 or a valid employment authorization |
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