Temple University's Mandatory Health Insurance Policy for Non-immigrant Students In F-1 and J-1 Status
Welcome to Temple University! I hope your transition to Temple University and the city of Philadelphia is a pleasant and happy one. As you begin your preparation for joining our academic community, I would like to inform you of a very important step you must take. Temple University requires all new and continuing international students in both F-I and J-1 status to carry health insurance that meets certain minimum standards determined by the United States Department of State which are:
A maximum deductible of $500 per accident or illness
Medical benefits of at least $50,000 per accident or illness
Medical evacuation benefits of $10,000 or more
Payment of at least 75% of covered medical expenses
Repatriation benefits of $7,500 or more
THIS MANDATORY HEALTH INSURANCE POLICY HAS BEEN IN EFFECT SINCE SEPTEMBER 1, 1996.
All students in F-1 and J-1 status will have the opportunity to enroll in the Low Option of Blue Cross/Blue Shield Plan which provides health insurance coverage, as well as the International Group Services Plan which provides repatriation and medical evacuation coverage. By combining the features of both plans, you will be ensured adequate coverage as determined by the Department of State guidelines.
Information regarding the types of plan available, billing policy, etc can be found at
NEW HEALTH INSURANCE BILLING POLICY FOR ACADEMIC YEAR 2008-2009:
Health insurance premiums will now be billed separately from your tuition bill. Your bill will be sent monthly to you directly from Independence Blue Cross.
A student may submit a waiver request, which is available in the University's Benefits Office. Contact information for the office of Benefits is available at http://www.temple.edu/hr/students/index.html (TEL:
215-926-2279). With your request, you must provide proof of comparable coverage as defined by University guidelines. If you believe your current health insurance coverage meets the above requirements, please bring a copy of your plan (translated into English) so that Benefits may waive you from our insurance.
Any questions regarding this health insurance requirement should be addressed to the Office of Benefits at
FOR QUESTIONS ABOUT YOUR HEALTH INSURANCE BILL, PLEASE CONTACT INDEPENDENCE BLUE CROSS AT 1-888-516-8309.
Martyn J. Miller, Ph.D.
Office of International Services