Medical Benefits
If you are eligible for retiree benefits but not yet eligible for Medicare, Temple University offers a Personal Choice PPO plan through Independence Blue Cross.
Personal Choice is a Preferred Provider Organization (PPO), which allows you the freedom of choice to choose doctors and hospitals around the world through the BlueCard Worldwide Program. Eligible Pre-65 Retirees may choose in-network or out-of-network providers. Your out-of-pocket expense will be lower when you choose in-network providers.
The links below will provide you with detailed benefits summaries. If you have other questions about the benefit please contact Independence Blue Cross at 1-800-ASK-BLUE (1-800-275-2583) or visit the Independence Blue Cross website at www.ibx.com
Personal Choice $10 Plan Summary
General information about Independence Blue Cross is available on their web site at www.ibx.com
Prescription Drug Benefit
Eligible Pre-65 (non-Medicare) Retirees are provided prescription drug coverage through CVS/Caremark.
You pay 10% of the cost of generic drugs, 20% of the cost of preferred brand name drugs and 30% of the cost of non-preferred brand name drugs.
Where purchased |
Plan pays |
You pay |
||||
Non-Preferred Brand |
Preferred |
Generic |
Non-Preferred Brand |
Preferred Brand |
Generic |
|
Retail Pharmacy |
70% |
80% |
90% |
30% |
20% | 10% |
Mail order |
3 months supply for 2 months payment |
3 months supply for 2 months co-payment |
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For detailed information on the Prescription Drug Plan, please click on the link below:
Caremark 10%/20%/30% Co-Pay Prescription Booklet
To contact CVS Caremark customer service with any questions you have about the benefits, you may call 1-800-966-5772, or visit the web site at www.caremark.com.
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