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Defined Contribution Plan



You may begin contributions effective first of the month following hire date or during open enrollment periods every June and December.


In 2015, the contribution level is based on the annual Social Security Wage Base as follows:

Base Annual Salary
4.5 %
up to $118,500
+ 5.0 %
over $118,500
8.5 %
up to $118,500
+ 13.0 %
over $118,500

Vesting in the University's contributions requires three (3) years of participation. Please click here to enroll in the Defined Contribution Plan.

Investment Alternatives:

  • You may allocate your and Temple's contributions between Fidelity Investments and
    TIAA-CREF (Teachers Insurance Annuity Association & College Retirement
    Equities Fund).
  • Fidelity Investment offers a Fixed Fund through Metropolitan Life and various
    mutual funds including Growth funds, Stock funds, Bond funds, Money Market
    funds and Balanced funds.
  • TIAA-CREF offers a Fixed Fund, a Real Estate fund, Stock fund, Money Market
    fund, Bond fund, Social Choice fund, Global Equities fund, Growth fund, Equity
    Index fund and Inflation-Linked Bond Fund.
  • Plan Type 403(b)/401(a): Employee contributions may be pre-tax salary reductions or Roth 403(b) after-tax payroll deductions for Federal Income Tax purposes.

Please note: Employee and Temple University contributions are subject to Federal tax law
maximums for employees enrolling in the Defined Contribution Pension Plan after 12/31/1995. IRS Section 401 (a) (17) limits the amount of annual compensation that may be considered in calculating pension benefits to $265,000 in 2015.

To contact TIAA-CREF c
ustomer service, call 1-800-842-2888. For additional information,
you may also visit their website at www.tiaa-cref.org/temple.

To contact Fidelity Investments customer service, call 1-800-343-0860. For additional
information, you may also visit their website at www.fidelity.com/atwork.


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