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Defined Contribution Plan for Non-Tenure Track Faculty



You may begin contributions effective first of the month following hire date or during open enrollment periods every June and December.


The faculty member elects to contribute 4.5% of base The University will contribute as follows:

NTT Participation
University Contribution
January 2015
Match up to 4.5%
February 2015 through June 2015
July 2015 through June 2016
July 2016 through June 2017
Effective July 2017

Vesting in the University's contributions requires three (3) years of participation. Please click here to enroll in the Defined Contribution Plan.

Investment Alternatives:

  • You may allocate Temple's contributions between Fidelity Investments and
    TIAA-CREF (Teachers Insurance Annuity Association & College Retirement
    Equities Fund).
  • Both Fidelity Investments and TIAA-CREF offer a wide choice of investments. The investment choices include a variety of growth, stock, bond, money market, balanced, and fixed interest funds.
  • Plan Type 403(b)/401(a): Employee contributions may be pre-tax salary reductions or Roth 403(b) after-tax payroll deductions for Federal Income Tax purposes.

Please note: Employee and Temple University contributions are subject to Federal tax law maximums for employees enrolling in the Defined Contribution Pension Plan after 12/31/1995. IRS Section 401 (a) (17) limits the amount of annual compensation that may be considered in calculating pension benefits to $265,000 in 2015.

To contact TIAA-CREF customer service, call 1-800-842-2888. For additional information, you may also visit their website at www.tiaa-cref.org/temple.

To contact Fidelity Investments customer service, call 1-800-343-0860. For additional information, you may also visit their website at www.fidelity.com/atwork.


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