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Temple University administers a variety of federal, state, and institutional financial aid programs.
Documents Needed to Apply
Applicants should obtain the Undergraduate Financial Aid Application Packet. It contains the Free Application for Federal Student Aid, the Temple University Financial Aid Application, a Financial Aid Transcript (for newly admitted transfer students), and information about application procedures. This packet is available from the Office of Financial Aid at each campus.
Ambler Campus, Library 27
Health Sciences Center, LB 41, F.S.U. Bldg.
Tyler Campus, 300 Tyler Hall
Main Campus, Conwell Hall
New Students -- March 31
Continuing Students -- March 15
All first-time financial aid applicants are required to obtain financial aid transcripts (FAT) from all previously attended schools, even if no aid was received.
The Office of International Services, (215) 204-7229, offers limited financial assistance to persons holding non-immigrant visas. Federal regulations limit most financial aid to U.S. citizens or eligible non-citizens, i.e., permanent resident aliens. Questions about immigrant status should be referred to the office.
Applicants for Federal, State, and University financial aid programs administered by Temple University must be accepted for admission or currently enrolled as a matriculated student in a degree or certificate program. Exceptions to this requirement are the Federal Stafford Loan or PLUS Loan Programs. A non-matriculated student may be eligible for a Federal Stafford or PLUS Loan if the student is enrolled in a course of study necessary to prepare for admission in a degree or certificate program. Students enrolled in the Qualifying Program have one 12-month period beginning on the first day of the loan period for which the student is enrolled.
Satisfactory Academic Progress
Financial aid funds are restricted to students who make satisfactory academic progress. This is defined as maintaining a minimum cumulative grade point average of 2.0 and successfully completing a specified number of credits per academic year based on the student's enrollment status.
Some financial aid programs are restricted to full-time students. Other aid programs are available to both full-time and part-time students.
Students should be aware that dropping and adding courses can affect financial aid eligibility, and they must notify the Financial Aid Office of any change in enrollment status.
Eligibility for financial aid, including federal work-study, ends if a student is academically dismissed.
Financial Aid Eligibility -- Need Analysis
Financial aid is offered to students based on financial need. The federal definition of need is established by the U.S. Department of Education. Need is determined by the following formula:
|Estimated cost of attendance|
|minus||Expected Family Contribution*|
|minus||Expected Financial Aid|
The result of a need determination is met by a combination of awards called a financial aid package. Packages in 1995-96 generally met 75% of student need, including the Federal Family Educational loans.
Other sources exist that may be available to students for educational assistance. Some of these are private scholarship programs, Cooperative Education programs, Veterans Administration benefits, public assistance, and social security benefits. If outside assistance is received, financial aid awarded by the University may be reduced.
Independent Student Definition
Federal regulations define an independent student if he/she meets one of the following criteria:
Federal regulations require that a student not meeting the definition of independent apply as a dependent. These students must provide income, asset, and household information for themselves and their parent(s) (including stepparent(s)).
Financing one's education takes planning and budgeting. Students should try to plan ahead, anticipating costs and resources, and should request aid for the entire academic year. The basic budget for a year at Temple should include tuition and fees, books and supplies, living expenses, and transportation. Tuition shown in the following examples is for undergraduates attending Main campus. Financial aid awards will be adjusted accordingly for programs having different tuition rates. The figures in the table are based on estimates from the U.S. Bureau of Labor Statistics. The economy and one's style of living may make actual costs higher or lower.
|ACTUAL BUDGETS FOR 1995-96 ACADEMIC YEAR|
|Tuition and Fees||$5,514||$10,296|
|Books and Supplies||$650||$650|
|Living Expenses and Transportation||9,985||9,985|
Financial Aid Notification and Refund Policy
Applicants are notified of aid eligibility by letter after applications have been reviewed. Awarded aid may consist of a combination of grant, loan, and/or work assistance.
Recipients receiving aid in excess of institution charges will receive a refund. Checks are issued according to the University's established schedule, starting immediately after the end of the schedule revision period each semester.
Elmer Roe Deaver Foundation
Scholarships are available to students based on financial need. Applicants must file a free aplication for federal student aid (FAFSA) in addition to the Deaver Scholarship application.
The Federal Work Study (FWS) program at Temple promotes part-time employment of college students with demonstrated financial need. FWS is awarded as part of the student's financial aid package, but the award is not credited to the student's institutional charges.
Employment may be within the University or at other public and private non-profit organizations. Each year, the Financial Aid Office prepares a catalog listing available FWS positions; however, students are responsible for arranging their own employment.
FWS may be earned during summer sessions by students with demonstrated need. Students must be enrolled, matriculated students to be considered for summer awards. To receive a summer FWS award, students are required to file a separate application by March 15 with the Financial Aid Office. This application is in addition to the Free Application for Federal Student Aid (FAFSA). Applications are available from the Financial Aid Office, second floor, Conwell Hall.
Grants and Scholarships
The following grants and scholarships have individual eligibility requirements and procedures. Be sure to read the requirements for each carefully.
Temple University Grants
Temple University Grants are institutional funds available to students as a way of supplementing other aid sources. These funds are generally awarded based on need.
W. W. Smith Charitable Trust Scholarship
Grants from this program are awarded by the W. W. Smith Charitable Trust Scholarship Committee to students meeting criteria for the program which include financial need and academic excellence.
The Camille and Bill Cosby Scholarship in Science
This scholarship is awarded annually to an undergraduate student in the junior class majoring in the natural sciences who cannot afford tuition. The recipient is selected by the University's President and receives the scholarship for one year; if the student maintains a 3.0 average in science courses, the scholarship will continue for a second and final year.
The scholarship was established with a $50,000 endowment from the General Foods Corporation in honor of Camille and Bill Cosby and in recognition of their keen interest in and contributions to higher education.
National Merit Scholarships
Students who have achieved finalist status on the National Merit Scholarship Qualifying Test and the National Achievement Scholarshhip Qualifying Test and who have indicated Temple University as their first choice college receive a partial four-year tuition scholarship.
Temple University Outstanding Achievement Scholarships and Academic Scholarships
Temple University Outstanding Achievement Scholarships are academic scholarships available to outstanding students. Nominations for these awards are made by the high schools in Bucks, Chester, Delaware, Montgomery, or Philadelphia counties. Students should consult with their high school guidance counselor or principal about the Outstanding Achievement Scholarships.
Students who live outside the immediate area are also considered for academic scholarships. Their applications for admission serve as the initial application for one of these scholarships.
All academic scholarships are awarded on the basis of academic excellence evident in the high school record and standardized test scores. Financial need is not a consideration for selection.
To be considered for an Outstanding Achievement Scholarship, the application for admission to Temple must be received by the Undergraduate Admissions Office by March 1.
Twelve of these four-year scholarships are named in honor of six distinguished persons who have served and through their accomplishments brought credit to Temple University: Joseph E. Coleman; Alphonso Deal; Irving K. Kessler; Henry H. Nichols; James H.J. Tate; Clare L. Wofford.
Music Grants-In-Aid are awarded on a competitive basis to students of exceptional musical ability. These awards are given to vocalists participating in the various University choirs, and instrumentalists participating in the University Orchestra, bands, and other ensembles. Recipients may matriculate in any of the undergraduate colleges. Prospective applicants should contact the College of Music at (215) 204-8301 to arrange for an interview.
Temple University Diamond Bands
Membership in the Diamond Bands is open to all qualifying students from any school, college, or campus of the University. At Temple, the Bands serve the entire student population; membership, therefore, includes not only music majors, but also a large proportion of students representing almost every academic area of the University.
Scholarships are available to students selected for membership in the Diamond Bands in varying amounts based on participation and musicianship as determined by the College of Music. For further information, contact the Director of Bands, Room 315, Presser Hall, Temple University, Philadelphia, PA 19122 or call (215) 204-8321.
Athletic scholarships are available in all varsity sports. The number of scholarships, the requirements, standards, and awards are controlled by Temple University and by the National Collegiate Athletic Association (NCAA). For further information, contact the Department of Intercollegiate Athletics, (215) 204-7447.
Army ROTC Scholarships and Grants and Air Force ROTC Scholarships
See Special Academic Programs.
State and Federal Grant Programs
To be eligible for the following grants, students must complete the Free Application for Federal Student Aid (FAFSA).
Pennsylvania State Grant (PHEAA)
The Commonwealth of Pennsylvania funds a grant program for undergraduate Pennsylvania residents who will be matriculated students enrolled full-time (12 or more credit hours per semester) and part-time (6-11 credits) during the academic year. This program is administered by the Pennsylvania Higher Education Assistance Agency (PHEAA).
Federal Pell Grants
To be eligible for a Pell Grant, one must be a matriculated student enrolled in an undergraduate degree program who has not earned a bachelor's or professional degree. Notification of awards will be made in the student's award letter.
Federal Supplemental Educational Opportunity Grant (FSEOG)
FSEOG is a federal grant program administered by the University. Awards are based on exceptional need and availability of funds.
Federal Perkins Loans
Perkins Loans are made by the University from funds provided by the Federal government. These loans are included as part of the financial aid package. The amount of the loan is based on the student's need and availability of funds.
Federal Family Educational Loans
Federal Stafford Loans
Loans are available to students enrolled for at least six credits per semester. Annual limits are: $2,625 freshmen, $3,500 sophomore, and $5,500 all other undergraduate levels. For all undergraduate study, the maximum that may be borrowed is $23,000.
Unsubsidized Stafford loans are available to independent undergraduate students at a variable interest rate. Dependent students may borrow only if the parent(s) is unable to borrow a PLUS. Loans may be requested up to $10,000 per academic year.
Federal Parent Loans for Undergraduate Students (PLUS)
Loans are available to the parents of undergraduate students at a variable interest rate. Parents may borrow amounts not to exceed the cost of attendance.
Nursing Student Loans (NSL)
Loans are made by the University from funds provided by the federal government. These loans are included as part of the financial aid package. The amount of the loan is based on the student's need and availability of funds. Students may borrow up to $2,500 per academic year.
Health Education Assistance Loans (HEAL)
Pharmacy students may borrow up to $7,500 per academic year to a maximum of $37,500.
Pharmacy Health Profession Loans
Loans are made by the University based on demonstrated financial need. Funds are provided by the federal government. Pharmacy students may borrow a maximum of $2,500 plus the cost of tuition.
Federal law requires that every student borrowing from the programs listed above have an entrance and/or exit interview. During these sessions, a counselor will explain the provisions of loan repayment and deferment options.
The Department of Student Financial Services will contact students to schedule these interviews at the appropriate times. Stafford loan funds will not be released without the entrance requirement, and students may not graduate until the exit interview is completed. Any student withdrawing from the University before graduation must contact the Department of Student Financial Services to schedule an exit interview. Students failing to do so will have a hold placed on their records.
School and College Loan Fund
Loans are available from the University's individual schools and colleges based on financial need and/or other criteria. Students should contact the appropriate Dean's Office or department chair for more information.
New Jersey Veterans Tuition Credit Program
This program provides a maximum annual award of $200 to each eligible veteran attending any post-secondary academic (undergraduate or graduate), professional, or vocational institution in the United States. Interested veterans should contact the New Jersey Department of Higher Education (toll-free) at 1-800-792-8670 for application forms and additional information.
Privately Sponsored Scholarships
Most libraries have books and brochures which list hundreds of scholarships and loan programs. Many of these awards are given to students meeting special conditions such as membership in an ethnic group or religion, academic major, parental employment or labor union association, and parent or student fraternal affiliation.
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