Illustration A:
John and Mary, both age 45, decide that it would be to their advantage to consider annual contributions to Temple's deferred payment gift annuity plan. They decide to contribute $5,000 per year to the plan for 20 years, after which they will begin their lifetime annuity payments. For each annual contribution John and Mary will receive an immediate income tax deduction (the average being $727), and during their retirement years, they will receive a fixed annuity of $10,230 (or 10.23% of their total contribution), of which $3,432 is tax-free. When John and Mary pass away, the remaining principal of their plan (estimated at over $465,000) will go to Temple to support their designated interests.

Illustration B:
Sue is single and has reached that milestone age of 50 years old. She is actively saving for her retirement years. She is also very interested in doing something special to support her alma mater. She decides to put these two objectives together. Her investment portfolio includes $50,000 in CD's that are about to mature. She decides to take this cash and donate it to Temple in exchange for a deferred payment gift annuity that will begin paying her a fixed, lifetime annuity beginning at her 66th birthday. Under this arrangement Temple will pay Sue an annuity of $7,050 or 14.1% of her gift (of which $1,804 is tax-free). Sue also gets an immediate income tax deduction of $15,563 bringing her total effective return for this investment in Temple's future to 17%. Temple will invest the principal of Sue's gift and the remaining principal of her plan (estimated at $226,574) will eventually benefit her designated interests.

With your permission, Temple will recognize your gift through membership in the University's Acres of Diamonds Circle, a distinctive group of fellow alumni/ae and friends who have made a planned gift to the University.

If you would like to see an illustration that is personalized for your particular circumstances, contact Jerry Rohrbach, Director of Planned Giving, at 215-204-5741 or 800-822-6957 or e-mail jerry.rohrbach@temple.edu. When requesting information via e-mail, please indicate the birth date(s) of the income beneficiary(ies) and the age at which you would like gift annuity payments to begin.

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• The Charitable Gift Annuity
• Establishing an Endowment at Temple
• Pooled Income Fund
• The Charitable Remainder Trust
• The Deferred Payment Charitable Gift Annuity
• The Charitable Lead Trust
• Bequests
• Life Insurance
• Retirement Plan
• How the Repeal of Estate Tax Will Affect You
• Request more information